Posts belonging to Category 'Personal Finance'

Safe Investments

David Brumbaugh asked: Some of the safest investments are bonds. A bond is a “security” which gives the holder a financial claim on the issuer. This claim protects the holder in circumstances in which the issuer is unable to pay the amount due. There are various types of bonds that you can purchase. Bonds are [...]

Should I pay off my debt with my investments and retirement funds?

BP asked: I have $27,000 in various investments ranging from 401K, Common Stocks, and Mutual Funds. I also have $26,000 in credit card debt. Should I liquidate my investments and pay off my credit card debt. What would be better in the long run. Credit card interest spans from 4.99% to 17.99%.investments

How much in cash/investments have you got and how old are you?

hoarfen asked: Im 33 and earn approx 75000pa, I have 2 properties one is nearly paid off and I rent the other out to gear it. I have approx 80000 dollars saved in cash and investments. I have a wife earning approx 20000pa and no kids. I have not inhereted or won any money.in [...]

When you have maxed out your 401K and Roth IRA, what other long term investments should you consider?

Lacey Ann asked: My fiance and I are both 25, have dependable high paying jobs, and are already home owners. Neither of us have school loans, credit card debt or other outstanding debt with the exception of one car payment. I’m wondering where we should look to invest our money in the coming years as [...]

What type of investments should I get into?

es_harper2007 asked: I am going into college next year and want to put my summer job money into investments. Total $ will be less than $1500. WHat kind of investments will be the best for me. No short term withdrawing forseen.in real estate

How much do financial advisors charge and are they worth it?

Madcow4694 asked: I believe we will go up a tax bracket soon – are expecting as well – need to do some financial planning – wondering if advisors are worth it? Any opnions appreciated!financial

Would teaching personal finance in High Schools help?

Mr SmoothHead asked: If we require personal financing course to be required in High School, do you think we would improve our economy in the long run?
I don’t mean just a “token” course. A serious course for like 2 years just like as in math, english, etc.estate investing

does anyone have the access code for winger/frasca personal finance edition 7?

ATruBlvr asked: I bought my textbook from the school and it doesn’t have the access code! Can anyone help me. It’s Personal Finance, An integrated planning approach Winger/Frasca 7th Editionthe safety of

What is the easiest personal finance software to us?

Jessie B asked: I am not looking for the most popular, I am looking for the easiest. I am financially challenged and need something easy that I will stick with. I want to make things work and get back on top of my finances.safe investing

what percentage of overal trading volume are personal finance traders?

sakaton06 asked: For example, how much are prices of stocks affected by institutions (e.g. funds) and how much by small personal traders. If they recommend a stock in a financial magazine (e.g., Kiplinger), will it affect its price significantly – individual traders wanting to buy it? How big volumes are “day traders” – 10%, 20% [...]

Will my real estate agent, a family friend, automatically have access to my personal finance situation?

Jess asked: I would like to keep my personal financial details private but want him to still get my business. Perhaps I could have him handle the contract only.investing in

What are the best books for personal finance?

playygurl420 asked: I am in my early 20s and am looking to get a jumpstart on my financial future. Which do you think are the best books to have on that subject?investments financial advice

What is the best computer personal finance program out there?

eaglesnest1119 asked: I would like to get a program so I can see more easily where my money is going… and things of the sort. I think there is a program called Money, and there may be some more. If you have any knowledge on this, I’d like to know what the pros [...]

I have a question I need help with in Personal Finance?

~Joy~ asked: I do NOT want to cheat. I just want someone to help me understand how to calculate this finance question. If you wanted to save 5,000 in 3 years and you already had 1000. With an interest rate of 8%, how would you go about calculating the equal year end deposits?in rental properties

Looking for a personal finance organizer system?

fromthecabbagepatch asked: I’m looking for a simple way to keep track of my budget and finances etc….something I can carry with me because I’m not very good with bringing home information to put on the computer. I do better with writing things down in a book or something. So I’m looking for some [...]